Non Recourse Loans | Stock Loans | JG Wealth Fund
Non Recourse Stock Loans, the Borrower and JG Wealth
A non recourse stock loan is a powerful tool for financial planning, especially when a borrower is using stock lending as a method to deal with a momentary cash shortfall. A borrower can take out stock loans, while retaining a flexible posture in the face of a fluid budgetary situation. It is this flexibility that makes non recourse stock loans distinct from other forms of securities lending instruments. JG Wealth is an experienced financial services company that has specialized in providing non recourse stock loans to qualified borrowers of all sizes and types.
The primary advantage of a non recourse loan is that the borrower is liable for nothing other than the stock that has been pledged as collateral to the loan. This type of securities lending instrument therefore is very low risk for the borrower. In addition, should the value of the stocks decline below a certain point, the borrower can simply chose to default on the loan. In fact, stock loans of this type do not risk a negative credit report in the case of default and thus allow the borrower to make a decision based solely on the value of the loan.
Stock finance loans are also low interest compared to other loans, with fixed interest rates of between 3 and 5 percent. The fact that they are fixed rates insulates the borrower from unexpected changes in the economy, allowing them to budget for the future with confidence. With a high loan rate, from 50 to 70 percent, stock loans are also interest only loans until the maturation date. Should the borrower desire, the loan could be extended at this point.
In addition, JG Wealth is quite experienced in working with stock finance instruments such as non recourse stock loans, and is prepared to assist qualified borrowers in finding the best loan for their situation. Due to the nature of the stock lending process, a borrower is not required to provide proof of employment or income, nor does JG Wealth require a credit check.
Borrowers who desire both flexibility in dealing with a changing financial situation and the freedom to make decisions based on their own needs will find a non recourse stock loan to be an ideal financial instrument. JG Wealth's experienced financial staff can help borrowers determine what their needs are, and how best to use stock lending options to fill those needs.
