Unsecured Stock Loans | Stock Lending
Unsecured Stock Loans and JG Wealth
Many individuals and groups can find themselves in the need of short term funding, either to balance out a momentary shortfall in cash flow, or to secure extra resources for purposes of investment. An excellent way to obtain these funds can be through the instrument of an unsecured stock loan. By taking out stock loans, the borrower can obtain needed financing, with little long term financial risk.
A stock loan comprises a loan taken out against the value of the stock that has been pledged as collateral. This form of securities lending permits the borrower to take advantage of the value of their stocks and use the funds they obtained via the stock lending agreement. Stock loans are ideal for situations in which a borrower who is financially sound finds himself or herself needing immediate access to the value of his or her stocks.
In addition, JG Wealth non recourse stock loan instruments have a number of advantages. They are low interest, ranging from 3 to 5 percent, and have fixed rates, allowing for stable financial planning. In addition, the loan values are quite high, with JG Wealth backed stock loans ranging from 50 to 70 percent. The principal payment is due only upon the maturation of the loan, and loans can be extended, locking in the current terms.
Most importantly in these unsettled economic times, a non recourse stock loan protects the borrower from sudden drops in the value of his or her collateral stock. Should it drop below the value of the loan, the borrower can easily withdraw and face no further financial exposure. Thus, this form of stock finance transaction provides the borrower with security that other forms of securities lending might not.
Finally, the nature of the loan makes this form of stock finance transaction extremely convenient. JG Wealth requires no documentation or employment nor a credit check. Default on the loan will not negatively impact the borrower's credit report. This frees the borrower from the problems other forms of loans may produce.
Engaging in stock lending via JG Wealth provides the borrower with extra funds and the peace of mind that comes from a stable loan with simple terms. This allows the borrower to consider his best financial interests, in partnership with JG Wealth's trained team of financial advisors.
